---
title: How to Calculate the Insurance needed?
description: Insurance calculation is decided by many factors.
---

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1. [FAQs](https://resources.righttracplanning.com.au/faq?hsLang=en)
2. [Personal Insurance](https://resources.righttracplanning.com.au/faq/personal-insurance?hsLang=en)

# How to Calculate the Insurance needed?

1. What assets do you have that you could sell and use to replace income? Tick which ones below: 
     1. Your Home
     2. Your Car
     3. Your Shares
     4. Your investment property
     5. Your super funds
2. What debts would you want to pay out? Tick which ones below: 
     1. Home loan
     2. Car loans
     3. Other personal loans
3. What extra expenses will you have in the future that need to be covered? Tick which ones below: 
     1. Education costs
     2. Replacing cars
4. What Income do we need to replace? Tick which ones below: 
     1. What you are earning now
     2. What your partner is earning or will earn

- [Personal Insurance](https://resources.righttracplanning.com.au/faq/personal-insurance?hsLang=en)

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